My area goes through hurricane season every year.
Usually, it is a lot of talk and some light rain.
Unfortunately, this year brought about high winds, horrible rain, and a bit of damage. A tree on my rental property fell down and hit the roof of one of my units. The roof overhanging the porch was totally ruined. Thankfully the unit wasn’t rented out at the time. I didn’t want it to sit damaged very long though. Since it was a rental unit and nobody was occupying it, insurance wouldn’t cover the repair. The hurricane also wasn’t considered a high enough level to be covered either. So I was totally out of pocket for that porch roof repair. I was initially super worried about being really deep in the hole over this damage. Thankfully I found a local roofing business that was reasonable. The roofing contractor near me was friendly and knowledgeable. He took a look at my roof and figured out the fastest, cheapest way to do a good job. The guy did it himself in the afternoon. I did have to hire a tree removal company and a clean-up crew, but the roofer was one of the cheaper jobs in the end. The guy did a fantastic job too. You can’t even tell where the damage was originally. I know the guy gave me a break since it was hurricane damage and not covered under insurance. I was really thankful for that. That is the kind of service you get when you hire a local guy though.